Post

Scale

SC

ST

OBC

EWS

General

Total

Credit Officers

(GBO Stream)

MMGS-II

102

52

180

69

274

677

MMGS-III

10

05

16

08

22

61

SMGS-IV

06

02

09

03

21

41

Total

118

59

205

80

317

779

• Credit Officer (MMGS-II) : Any Bachelor’s Degree with (General : 60% Marks, Others : 55% Marks) OR CA / CMA ICWA / CS / CFA and 03 Years Experience as an officer out of which 2 years’ experience should be in processing of MSME Credit / Commercial Credit / Project Finance / Mid & Large Credit in Scheduled Commercial Banks / Financial Institutions / NBFC.
• Credit Officer(MMGS-III) : Any Bachelor’s Degree with (General : 60% Marks, Others : 55% Marks) OR CA/ CMA ICWA/ CS/ CFA and 05 Years Experience as an officer out of which 3 years’ experience should be in processing of MSME Credit / Commercial Credit / Project Finance / Mid & Large Credit in Scheduled Commercial Banks / Financial Institutions / NBFC.
• Credit Officer (SMGS-IV) : Any Bachelor’s Degree with (General : 60% Marks, Others : 55% Marks) OR CA/ CMA ICWA / CS / CFA and 07 Years Experience as an officer out of which 4 years’ experience should be in processing of MSME / Commercial Credit / Project Finance / Mid & Large Credit in in Scheduled Commercial Banks / Financial Institutions / NBFC.

How to Apply

• Step 1 : Visit Website and Initiate Registration : Go to www.bankofindia.bank.in, click 'CAREER', select the recruitment link, click 'APPLY ONLINE', and then 'Click here for New Registration' to generate your Provisional Registration Number and Password.
• Step 2 : Complete Application Form : Fill in your personal details, contact information, and educational qualifications, using the 'SAVE AND NEXT' tab to save your progress before final submission.
• Step 3 : Upload Scanned Documents : Upload your photograph, signature, left thumb impression, and handwritten declaration, ensuring they meet the specific file size, format, and dimension requirements.
• Step 4 : Verify and Submit : Preview your entire application form to check for accuracy, and click 'COMPLETE REGISTRATION' only after ensuring all information and uploaded documents are correct.
• Step 5 : Pay Application Fees : Navigate to the 'Payment' tab to pay the required fees (Rs. 175 for SC/ST/PWD; Rs. 850 for General & Others) online, and save the generated e-Receipt.
• Step 6 : Print Application Form : Download and take a printout of the system-generated online application form and e-Receipt for your future reference; do not send these to the Bank.

Selection Process

• Scrutiny of Eligibility Criteria : Shortlisting of applications is based on the certification, educational qualifications, and other documents uploaded during the online registration.

• Online Examination : An objective-type test consisting of English Language (25 questions/25 marks) and Professional Knowledge relevant to the post (100 questions/100 marks) with a composite duration of 120 minutes.

• Personal Interview : Candidates who secure minimum qualifying marks in the online test and rank sufficiently high in order of merit are called for a personal interview, which carries a total of 100 marks.

• Alternative Selection Process : The Bank reserves the right to conduct the selection process solely through a personal interview, without holding an online test, based on candidates' qualifications, experience, and overall suitability.

• Final Selection : If both an online test and interview are conducted, final merit is determined by a 70:30 weightage ratio of the online examination (Professional Knowledge Test marks) and the interview. If only an interview is conducted, final selection is based exclusively on the interview marks.